Bachelor of Arts in mass communication is a 3-year undergraduate course that focuses on all the aspects of a career in journalism. From print media outlets like newspapers and magazines to digital media which covers all the social media , this course teaches how to put yourself out through these mediums. The primary objective of this course is to prepare students to be articulate enough so that they can convey their opinions through various mediums and express it to a large section of the population.

Applicants who have passed 10+2 or its equivalent from a recognised board or university are eligible for this course.

Course content

Over the 3 years, you will have 6 semesters, with 2 semesters each year.

First-year - Sem I & II

The first year will be focused on the development of your communication skills. You will have subjects like communication science I & II, one for each semester. You will be taught to communicate in both Hindi and English eloquently. You will also be taught the subjects of sociology and psychology. There will also be a subject called principles of writing cheap air max 2019 for sale , which will hone your writing skills. You will also learn about Computer Applications during these semesters.

Second-year - Sem III & IV

The second year will introduce you to the history of electronic and print media. Communicative English forms a big part of the second year curriculum. You will be presented to subjects like political science and economics. News writing and reporting & editing are essential subjects from the journalistic point of view. There will also be subjects on print production and radio production, which will make you understand what the behind-the-scenes process.

Third-year - Sem V & VI

The last semester will consist of subjects like media management, media law and ethics, advertising air max 2019 for sale free shipping , new media, communication research, media society and culture, public relations and a language of your choice. Here air max 2019 shoes for sale , you will also learn about television production and multimedia production.

These are the subjects you are going to learn about the course of 3 years. To join B.A mass communication, search for the best colleges for mass communication in India. All the best!

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NRI Home Loans - Fees, Interest Rates and Other Charges

Posted by anuragmishra on March 3rd, 2017

Like other home loans air max 2019 red for sale , NRI home loan also have various fees, interest rates and other charges associated with them. The fees and extra charges levied on the home loan increase the cost and have to be accounted beforehand.

Processing Fees

Banks and finance institutions often levy a processing fee, which is sometimes also called the administrative fee for NRI home loan. This fee has to be submitted with the application and is generally non-refundable. The processing fee is the first thing a home loan borrower will pay to the bank or HFC.

Usually the processing fee is around 0.5% to 1% of the loan amount. A good thing to ask the lender is whether the processing fee includes the service tax or not. Given the high service tax rates in India, a processing fee air max 2019 white for sale , which includes the service tax, comes as a pleasant surprise.

Interest Rates on NRI Home Loans

The interest rates on NRI home loan are on the higher side as compared to a regular home loan in India Depending on the lender, loan tenure, loan amount and the assessment a lender makes about the loan applicant air max 2019 blue for sale , the interest rates on NRI interest rates for home loans can vary from 11.5 % to 16%.

In addition to the processing fees there are various other charges that can be levied on the NRI home loan some of these are listed below:

Valuation Charges:

These are charged by the lender to get the property valued.

Late payment penalty:

It is usually around 2% of the installment subject to a minimum and maximum limit.

Prepayment charges:

If you want to prepay your NRI home loan for any reason, the bank will ask for prepayment charges. The prepayment charges also vary from lender to lender. Usually around 2%, most lenders do not charge prepayment charges if they find that the borrower has prepaid the loan from his money. However, refinancing of a loan will definitely attract prepayment charges.

Cheque Bounce Charges:

As evident it is charged when a cheque bounces.

Cheque Swap Charges:

Levied when air max 2019 black for sale , the borrower wants to swap checks, which he initially gave to the bank with new ones.

Document retrieval charges:

It is charged when the borrower wants to get some documents pertaining to the NRI home loan from the lender.

In addition to the above charges there are stamp duties to be paid, which are charged as per the rates prevalent in the state where the property is located.

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Posted by SEOEngineer in Home on August 2nd, 2018

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